Look no further if you’re needing car and truck insurance today.
The city of Spruce Grove in Alberta, the ninth largest in the province, is situated next to the town of Stony Plain. Its population is approximately 34,000 residents.
A proud supporter of our charitable arm, the Western Communities Foundation, we’ve donated over $5,000 to initiatives and community organizations that strengthen Spruce Grove.
As your Spruce Grove insurance brokers, we offer car and truck insurance, home insurance, business insurance, farm insurance and life insurance. We have access to many other superior products.
Check out the Spruce Grove Grain Elevator Museum and our natural spaces, including Clifford E. Lee Nature Sanctuary, the Wagner Natural Area and Atim Creek Natural Area.
Look no further if you’re needing car and truck insurance, home insurance and business insurance. Let our experts be your trusted source for farm insurance and life insurance.
We are dedicated to helping you find the right insurance in Spruce Grove, Alberta.
At Western’s Spruce Grove brokerage, we have competitive rates and outstanding customer service. We’ll listen to your concerns and customize a policy that fits your needs today and as they change.
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Western Financial Group is a proud member of the Insurance Brokers Association of Alberta.
What do I need to know about car insurance in Spruce Grove, Alberta?
In Alberta, basic automobile insurance, which includes accident benefits and third-party liability, is required by law.
It’s mandatory to have a minimum of $200,000 in insurance and accident benefits coverage. Any coverage beyond this considered to be optional car insurance coverage. Decide if you want more than the minimum coverage and factor it into your budget.
Additional insurance coverage, such as collision and comprehensive, is not required by law.
All cars and trucks must have valid insurance and a vehicle registration certificate. As a first-time car owner, this is your responsibility.
What do I need to know about home insurance in Spruce Grove, Alberta?
Home insurance is not mandatory in Alberta, but if you have a mortgage your lender will likely require you to have an insurance policy.
Alberta can have severe weather at times like tornadoes, wildfires, and hailstorms. Home insurance typically helps protect when these severe weather events happen.
Without home insurance, you’ll be responsible for paying out of pocket for damages to your home and detached structures like your shed or garage.
Home insurance also covers your personal belongings and helps protect you should someone get injured at your home.